Terms of Service
Last updated: February 2026
1. Acceptance of Terms
By accessing or using SubTracker ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
2. Description of Service
SubTracker is a commitment management and expense tracking application that helps users:
- Track recurring commitments and payments
- Calculate savings targets based on payment schedules
- Manage shared commitments within groups
- Monitor spending patterns and payment history
3. User Accounts
To use certain features of the Service, you must create an account. You agree to:
- Provide accurate and complete information during registration
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized access to your account
- Accept responsibility for all activities that occur under your account
4. User Responsibilities
When using the Service, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Attempt to gain unauthorized access to the Service or its systems
- Interfere with or disrupt the Service's operation
- Use the Service for any fraudulent or malicious purpose
- Share your sign-in details with others
5. Intellectual Property
The Service and its original content, features, and functionality are owned by SubTracker and are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our express written permission.
6. Limitation of Liability
The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. To the maximum extent permitted by law, SubTracker shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.
SubTracker is a tracking tool only and does not provide financial advice. Users are responsible for their own financial decisions and should verify all payment information independently.
7. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease. You may also delete your account at any time through your account settings.
8. Changes to Terms
We may modify these Terms at any time. We will notify users of significant changes by posting a notice on the Service or by sending an email. Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved through appropriate legal channels.
10. Contact Information
If you have any questions about these Terms of Service, please contact us through the application or visit our support pages.
By using SubTracker, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.