Privacy Policy
Last updated: February 2026
1. Introduction
SubTracker ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our commitment tracking service ("the Service").
Please read this Privacy Policy carefully. By using the Service, you consent to the practices described in this policy.
2. Information We Collect
We collect information that you provide directly to us:
- Account Information: Email address, display name, and password (stored securely using industry-standard hashing)
- Profile Information: Avatar URL, preferred currency, and savings preferences
- commitment Data: Details about your commitments including names, amounts, billing cycles, and payment dates
- Payment Records: Payment history and status information for your commitments
- Group Information: Data related to shared commitments and group memberships
We also automatically collect certain information:
- Usage Data: Information about how you interact with the Service
- Device Information: Browser type, operating system, and device identifiers
- Log Data: IP address, access times, and pages viewed
3. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve the Service
- Process and manage your commitments and payments
- Calculate savings targets and provide financial insights
- Send you notifications about upcoming payments and account activity
- Respond to your comments, questions, and support requests
- Detect, prevent, and address technical issues and security threats
- Comply with legal obligations
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to:
- Essential Cookies: Maintain your session and remember your login status
- Preference Cookies: Remember your settings and preferences
- Analytics Cookies: Understand how users interact with the Service to improve functionality
You can control cookies through your browser settings. Note that disabling certain cookies may affect the functionality of the Service.
5. Data Sharing and Disclosure
We do not sell your personal information. We may share your information in the following circumstances:
- With Group Members: When you share commitments within a group, relevant information is shared with other group members
- Service Providers: With third-party vendors who assist in operating the Service (hosting, analytics, etc.)
- Legal Requirements: When required by law, court order, or government request
- Protection of Rights: To protect the rights, property, or safety of SubTracker, our users, or the public
- Business Transfers: In connection with a merger, acquisition, or sale of assets
6. Data Security
We implement appropriate technical and organizational measures to protect your personal information, including:
- Encryption of data in transit using TLS/SSL
- Secure password hashing using industry-standard algorithms (Argon2)
- Regular security assessments and updates
- Access controls limiting who can view your data
However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your data.
7. Your Rights and Choices
Depending on your location, you may have the following rights:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Data Portability: Request a copy of your data in a portable format
- Opt-Out: Opt out of certain data processing activities
To exercise these rights, please contact us through the application or visit your account settings.
8. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you the Service. We may also retain certain information as required by law or for legitimate business purposes (such as resolving disputes or enforcing agreements).
When you delete your account, we will delete or anonymize your personal information within a reasonable timeframe, unless retention is required by law.
9. Children's Privacy
The Service is not intended for children under the age of 13 (or applicable age of consent in your jurisdiction). We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete that information.
10. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country. We take appropriate safeguards to ensure your information remains protected in accordance with this Privacy Policy.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes your acceptance of the updated policy.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us through the application or visit our support pages.
By using SubTracker, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.